These Terms of Use dated January 1, 2026 (these “Terms”) are a binding contract and govern the use of the website https://yempay.com (the “Website”), operated by SNAPDRAGON ENTERPRISES LLC (“Company”), and any Content, resources, and links to other websites contained on the Website, and any purchase of Company goods or services made by you through the Website.
By accessing and using the Website, you must comply with these Terms, as may be amended from time to time. You must not use the Website if you do not agree with these Terms. Company may, at any time, change, add to, or otherwise update these Terms. Any such changes, additions, or updates are effective immediately once posted onto the Website. Your continued use of the Website is deemed acceptance to these Terms and any such changes, additions, or updates.
Company, along with its affiliates, partners, and advertisers, provide content to you by means of the Website, subject to the following conditions:
All pricing is denominated in US Dollars and is subject to change without prior notice. You must pay the total purchase price prior to Company’s acceptance and fulfillment of an order. Company may discontinue selling any goods or providing services, decline any order, or limit order quantities, for any reason or no reason. Company may add applicable sales taxes to the total purchase price. Company reserves all rights in its intellectual property incorporated in any goods or services delivered. Company does not guarantee the descriptions or images of the goods or services are accurate or complete. All transactions on the Website are final and no refunds are permitted.
Company does not store any whole credit card numbers or payment information, rather, these are processed through third-party processors. By utilizing these payment processors to purchase goods or services, including, without limitation, a subscription to paid areas of the Website or any Content therein, you assume all risk or liability for the security of payment details and review and acceptance of such third-party processor’s applicable terms and conditions.
To cancel your recurring charge for your subscription to the Company’s services, you must email [email protected] from the email address associated with the account in question and provide the full name of the individual linked to the account. Upon cancellation without refund, you will be able to retain the right to access the areas of the Website requiring a subscription for the remainder of your 12-month billing cycle that you paid for. Upon reaching your subscription anniversary date, your subscription will terminate and further payments will be charged to your method of payment on file and all your account data will be permanently deleted. If you cancel your subscription and subsequently wish to restart your subscription, note that all your information attached to your previous account may have been deleted permanently, including, but not limited to messaging, profile information, deal information, and user ratings.
Company reserves the right to immediately suspend (temporarily or indefinitely) or terminate your subscription, at Company’s sole election, for a breach of law or these Terms. Additionally, Company reserves the right to immediately suspend (temporarily or indefinitely) or terminate your subscription, at Company’s sole election, for no reason, in which case Company shall refund you a pro rata amount of the subscription fee. Termination does not relieve or excuse you from any obligation to pay any outstanding charges or expenses. If Company terminates your subscription, you may not access, use, create, or attempt to access, use, or create another account for the Website. If by breaching the foregoing provision you pay any fees to Company, you will forfeit such fees and will not be eligible for a refund.
If you fail to pay any amounts due under these Terms, you are liable for any collection costs, legal fees, and other reasonable expenses incurred by Company.
Company reserves all of its intellectual property rights in the Website, any Content therein, or any goods or services provided.
You may use the Website solely for personal, informational, educational uses, or limited commercial uses, provided such commercial uses are not contrary to applicable law and do not compete or reasonably appear to compete against Company or its affiliates. If Company suspects that misconduct, fraud, or a breach of these Terms occurs, Company, at its own discretion, may (but in no case is Company obligated to) issue a warning, temporarily suspend, or permanently suspend your or another user’s account.
Any communications made through the Website, including any blogs, forums, comments, or related pages, or directly to Company by phone, mail, or email, is not privileged or confidential and is subject to viewing and distribution by third parties. Company owns any communications displayed on the Website and will not give credit or pay royalties for your unsolicited content, such as blog or forum comments. Company may republish any submission in whole or in part. Company may delete any such communications on the Website, for any reason or no reason. Communication and solicitation of communication outside of the Website for the purpose of avoiding subscription fees for yourself is strictly prohibited and will result in the cancellation of your subscription on the Website, without refund. You are encouraged to communicate and report other non-contractual issues to Company directly.
You must not:
Certain areas of the Website may require the creation of an account or otherwise require you to provide information to access such areas, to participate in certain features, and see certain Content. Providing such information is optional, however if you choose not to do so, your access to the Website, or the Content therein, may be limited or prohibited. If you elect to provide such information, you must provide only true, current, and complete information. You must not provide information other than your legal name or otherwise impersonate another person. Company will use and maintain this information subject to its Privacy Policy located on the Website. By creating an account on the Website, you agree to accept responsibility for all activities that occur under your account. You must not sell, transfer, or assign your account or any account rights. Such sale, transfer, or assignment is void. Each registration is for a single user only. You are solely responsible for maintaining the confidentiality of your password. Company reserves the right to terminate your account or deny you access to the Website for any violation of these Terms.
You grant Company and its affiliates a perpetual, irrevocable, worldwide, royalty-free, transferable, sublicensable, and non-exclusive license to use, copy, modify, display, store, disclose, distribute, create derivative works, reverse engineer, and otherwise exploit any information, material, ideas, or know-how provided by you to the Website or Company, without Company providing any compensation.
The Website may contain information or content supplied by third parties. By accessing and using the Website, you acknowledge that Company is not responsible for your or a third party’s (1) lack of accuracy and completeness of such information or content; (2) inappropriate or obscene content; (3) defamation; (4) fraud, misrepresentation, invasion of privacy, infringement, or other tortious misconduct; or (5) act or omission to the extent caused by said third party. You acknowledge that any such responsibility lies with the third party (or you, if it is your content) and that Company has no obligation to review or remove such content. Certain Content, areas, or features of the Website may include information or content supplied by third parties or links leading to a third party’s website, which may be governed by the third party’s terms and conditions. You are solely responsible for the access or use of such Content, area, features, or websites, including, without limitation, the review, understanding, and acceptance of such terms and conditions.
You shall conduct your own due diligence before entering into any investments or transactions utilizing any of the information on the Website or the Content therein. Company shall not be held liable for any losses, damages, or disputes arising from any such investments or transactions. For the avoidance of any doubt, Company is not responsible for any such investments or transactions.
You must indemnify, hold harmless, and defend Company, its owners, executives, officers, directors, affiliates, employees, contractors, agents, customers, and vendors against any claims, liabilities, suits, actions, losses, damages, and costs, including, without limitation, reasonable attorneys’ fees, brought by any third party to the extent arising out of your (i) use of the Website, or any Content therein; (ii) alleged breach of or violation of these Terms; (iii) breach of law; (iv) breach of third-party intellectual property rights; (v) failure to pay amounts due whether caused by you or the payment processor; and (vi) transaction with another party on the Website. Company may, at its own expense, assume exclusive defense and control of any matter for which you must indemnify Company. You must not enter into any settlement or admit any liability on Company’s behalf without Company’s prior written consent.
Company may deny access to any part of the Website, or any Content therein, for any or no reason. You must immediately cease and desist from accessing the Website, or any Content therein, following notice of such denial.
Company does not guarantee continuous, uninterrupted, or secure access to the Website. Company is not obligated to provide support or maintenance of the Website.
You agree that any information we obtain through your use of the Website is subject to Company’s Privacy Policy, which is incorporated by reference by these Terms.
The provisions of these Terms, including, without limitation, warranty, indemnification, intellectual property, and disclaimers, will survive any termination of these Terms.
By accessing the Website, you represent and warrant that you (i) have read, understand, agree to, and comply with these Terms, and (ii) have the legal authority and capacity to enter into these Terms.
You may not use or access the Website if you are under 18 years old.
The Website is intended for use worldwide with the exceptions of Brunei, Zimbabwe, Democratic Republic of the Congo, South Sudan, Sudan, Syria, Iran, Iraq, Cuba, Venezuela, and North Korea.
All disputes arising out of your use of the Website or any Content therein, or compliance with these Terms are subject to the exclusive jurisdiction and venue of the courts of the state of New York. These Terms are governed by the laws of the state of New York, without regard to conflict of law principles and the United Nations Convention on the International Sales of Goods. To the extent permissible by law, if Company prevails in the dispute, you will be liable for all of Company’s reasonable legal fees and expenses Company incurs in such dispute.
All rights not expressly granted in these Terms are reserved by Company.
Company is not responsible for nor is the Website designed or intended to be used for any preservation, storage, maintenance, or transmission of any data, including, without limitation, your data, through the Website.
All notices to Company must be in writing by both (1) email at [email protected] and (2) certified mail to 5830 E 2nd St Ste 7000, Casper, WY 82609, USA.
If you believe that your copyright, trademark, or other intellectual property rights have been infringed on by a posting on the Website or contained within the Content, you should notify Company in accordance with the notice process herein and provide the following information:
If any provision of these Terms is held by a court to be invalid, illegal, or unenforceable under any applicable law, such provision will be ineffective only to the extent of such invalidity, illegality, or unenforceability and the remaining provisions will not be affected thereby. The remaining provisions will remain valid and enforceable.
No joint venture, partnership, employment, or agency relationship exists between you and Company as a result of these Terms or your use of the Website or the Content therein.
Headings are used for convenience and do not modify, define, expand, or limit any provisions contained herein.
You must comply with all applicable laws. You are responsible for knowledge of applicable law.
No failure by Company to insist upon the strict performance of any obligation of these Terms or exercise any right or remedy thereof shall constitute waiver of any such right or remedy.
Company does not endorse any third-party Content contained on the Website. Nothing contained in the Website is financial, legal, or tax advice, nor guarantees any particular level of success or results. Any investments or financial decisions may contain risk. Any mention of an investment is not a recommendation to engage in such investment. You should consult with attorneys, accountants, certified financial advisors, and other qualified professionals before contemplating to make any investment or financial decisions.
These Terms contain the entire agreement between you and Company and supersede any prior agreements, understandings, and communications between you and Company related to the subject matter of these Terms. Except as authorized herein, no amendment or modification to these Terms has any effect or is binding unless signed by both parties. These Terms will be interpreted as negotiated, written, and prepared jointly by both parties and any rules of construction against the drafter are expressly waived. You represent that you have had the opportunity to seek the advice of independent legal counsel prior to executing this Agreement and that you fully understand the terms and conditions contained herein. You further acknowledge that you have entered into this Agreement voluntarily and without any undue influence or coercion.
This Terms of Service is effective as of January 1, 2026.